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  • Any information shared on Free Money Finance does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser. All posts are © 2005-2009, Free Money Finance.
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Ground Rules of FreeMoneyFinance.com

Thank you for visiting FreeMoneyFinance.com. Financial decisions are among the most important lifetime decisions to most people, and I hope by sharing my experiences and learnings, more people can start to make better personal finance decisions.

FreeMoneyFinance is a free service to everybody, and as I don’t receive anything from you nor promise anything to you, I disclaim any liabilities whatsoever from your decisions based on or influenced by this site. Furthermore, if you use any information in this web site in any manner, you automatically consent to the following rules:

Rule 1. Don’t rely on anything in this website for your financial moves. The materials on this web site have been prepared for informational purposes only and are not intended to be construed as financial advice. While I always make efforts to put each of my decisions into perspective in this blog, you should understand that rational financial decisions can only be based on each individual’s personal situation, and by default you should assume most of my decisions may not work for you.

Rule 2. I am not your financial advisor. Reading this web site does not establish any kind of advisor-client relationship between us and I don’t have fiduciary duty for anyone whatsoever. If you are uncomfortable making your own decisions, you should always go to a financial advisor for suggestions to your specific financial situation. I welcome your email (you may email me at FMF@FreeMoneyFinance.com) but again, any email communications between us does not constitute any advisor-client relationship either.

Rule 3. I am not using this web site to promote anything. You should understand I may own shares or have financial interest in the companies, products, services or financial tools I discussed in this web site, but I have no intention to sell anything to you. If I discuss some products or services in this blog and make a recommendation, that's because I truly believe these products or services really provide meaningful value to ordinary consumers. If I will gain financial interest from a referral or alike, I will make efforts to disclose how much I will receive and in which manner to help you make a better decision. However, in no case can I guarantee the performance of every product and service I discuss, and I am not liable for any of your loss from trying these products or services.

Rule 4. Advertisements will appear at FreeMoneyFinance. FreeMoneyFinance partially relies on certain advertisement income to offset certain expenses. Once expenses are covered, all profits from advertising will be given to charity.  All ads will be clearly marked. FreeMoneyFinance does not endorse any advertisement. Please always use your best judgment while picking up financial products.

Rule 5. All rights are reserved. The original material on FreeMoneyFinance.com is protected by copyright law and you cannot reuse or adapt the content in any manner without explicit written consent from me. If you want to discuss how to use content at FreeMoneyFinance, please contact me at FMF@FreeMoneyFinance.com.

Thank you again and enjoy FreeMoneyFinance!

Thanks to my friend at PFBlog.com for the use of his Ground Rules.

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