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« Net Worths of Financial Bloggers | Main | Free Money Finance in Carnival of the Vanities »

August 24, 2005

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I've seen that guideline before and I agree with your reasoning. The thing to remember is that you don't want money you have to tap in the near term invested in stocks. A 65-year-old retired couple shouldn't need to tap 65% of their wealth in the near term. Certainly, they should be invested more conservatively than I am at 40, but not that conservatively.

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