Here's part 6 of a series on ideas for consolidating debt from Market Watch. The ideas are from Greg Pahl, co-author of "The Unofficial Guide to Beating Debt," and Virginia Morris, co-author of "The Wall Street Journal Guide to Understanding Money & Investing," (one of the books I'm giving away free). Here's their next suggestion:
Your credit union. Credit unions generally have lower interest rates and fees on loans. If you're not a member, check with your employer, family members or organizations of which you're a member to see if you're eligible to join one.
Not a bad idea, though they may not be able to give you a better rate than you currently have. But what's the harm in asking?
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