As a summary of each piece, I'm listing each author's reason for submitting the post to the carnival (for those that submitted one) and/or a bit of the post itself as a summary -- so you readers know what to expect before you get to the post.
With that said, here we go:
FTC Cracks Down on 'Credit Repair' Scams -- According to a recent report, government regulators are cracking down on companies that promise to remove negative information from your credit report. The FTC, the U.S. Postal Inspection Service and eight state law enforcement agencies have targeted 20 companies that offer to remove information from consumers’ credit reports in return for big bucks.
A Billionaire's Budget -- Even if you're worth billions and billions of dollars and you owe five banks over a billion dollars, your financial advisor will still tell you to budget.
Not paying off 30-year mortgage a good deal? -- Keep that low-interest 30-year as long as possible? Here's a reason why.
Should I Buy A Home? Part 1: Preparation -- A few points appropriate to debt reduction. First on what a healthy debt loan may be, second on how it hurts your chances of qualifying and third how it affects the home you qualify for, and on what terms.
You Need A Budget (YNAB) Budgeting Spreadsheet Review -- Review of a a simple spreadsheet-based budgeting system that helps you track where your money comes from and more importantly, where it goes. In addition, it helps to keep you honest if you go over-budget one month.
Is financial free equals to debt free? -- Is financial free equal to debt free? Today this post will be further explanation on this question.
Give the Gift of Space -- When we never deny ourselves or our children anything we want, we create jaded appetites. If we want to foster a sense of contentment with what we have, a sense of appreciation for the extras in life rather than a sense of entitlement to them, we'll give ourselves and our children the gift of space.
Raise Your Insurance Deductible -- One way to save money to pay down debt is to raise your auto insurance deductible, but only do it if you are able to afford the higher deductible.
Biggest Financial Blunders -- This post deals with the dumb stuff I've done with my money over the years. Feel free to chime in with your own mistakes!
Thanks for visiting the Carnival of Debt Reduction! If you want to know a bit more about Free Money Finance, take this quick tour of the blog I wrote when FMF was recognized by Business Week or see my posts of the week for last week.