A Great Alternative to Quicken and Microsoft Money, Part 2

I've been writing a lot about budgeting lately and thought it was time to update my thoughts on electronic budgeting solutions.

Several months ago, I introduced a new software budgeting system I'm recommending called You Need A Budget and I want to make sure no one missed that post (so I'm covering it again).

In short, here's why I recommend You Need A Budget:

1. It's a simple, yet effective (and even powerful) system for tracking and analyzing spending. Beginning users will find it easy to use, but users who want a bit more won't find it lacking. Quite simply -- it does what you need in an easy-to-use manner.

2. It's received great reviews from others. Obviously, it's just not me who thinks it's worthwhile.

3. The alternatives are not great. Unless you love Quicken or Money or have 10 years of data in either, this is a better option.

4. The cost is only $19.95. Very affordable for even the tightest budget.

5. When you purchase, you get four free bonuses worth $65! Even if you discount these, they are certainly worth the purchase price of the software.

6. BEST OF ALL: THERE'S NO RISK TO YOU!!! That's right, there's a 60-day money back guarantee. The specifics: "You have absolutely no risk when purchasing this product. If you give the program an honest effort and aren't happy with it, you are entitled to a full refund." What's not to love about this? There's no risk in trying it.

Therefore, I encourage you to visit You Need A Budget and see for yourself what it's about. There's no risk to you and I think you'll find it to be a great product.

In the interest of full disclosure, I will earn a small commission if you buy You Need A Budget through any of the links in this piece. However, please be reminded that my ad policy is that: 1) I recommend only what I truly believe in and 2) all the profits from this site go to charity.

Comments

Much as I hate to admit it, Microsoft has a pretty good Excel budget template. It looks like it does many of the same things as ynab. This is what I've been using for quite some time now, and I've been very pleased with it.

http://office.microsoft.com/en-gb/templates/TC010705391033.aspx?CategoryID=CT062100581033

[Marty]

I love YNAB. It has removed all stress from our day to day finances and given us feedback on what we spend money on. Now we have a chance to pay down our credit cards.

[ROBERT MORANO]

ever try ace money lite
its free

[Lara]

I know this post is two years old, but you may want to update your pricing here... it's now $49.95!! That's a weeks worth of groceries (or more) for two people and the way things are right now, might not exactly be the best bet when there are other free services that do much of the same thing like Mint and Wesabe.

[Lara]

Correction... this post is three years old! Yikes!