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April 10, 2006

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Great advice; in my opinion #2 and #3 are especially easy and helpful. There is a lot of peace of mind in being able to look at 1-2 bank statements and getting a good picture of your overall financial situation.

To that end, once streamlined, one should avoid trying to get a free $25 here or there by opening new accounts. $25 isn't worth the hassle of dealing with the paperwork, much less worrying about account minimums and fees. And for 99% of us, a .25% higher interest rate isn't worth the effort either.

How can you not chase all the higher interest rates at on-line banks?

Great idea you dont know what you have untill you clean out you closets.

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