Ha! I love the title of this post! It comes from my post titled Best Money Post I've Ever Written where I highlight Nickel's thoughts on Dave Ramsey (and why Nickel thinks Dave is bad at math). It was posted here at Free Money Finance one year ago today.
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I generally think his advice is well intended but every time I listen to him, he makes me afraid to spend my money. He also makes me feel that I should live in a hole and get by on soda crackers and water.
Posted by: | August 23, 2006 at 05:19 PM
I'm more impressed with Dave than I was -- although I disagree with his "no credit at all" idea. His "debt snowball" is indeed less than optimal for a disciplined person, but he's always _said_ that. His point is to help the people who typically get into tens of thousands of dollars of credit card debt, and for those people, the problem IS psychological.
Posted by: William Tanksley | September 06, 2006 at 06:11 PM