We're down to the last two posts of Free Money Finance March Madness (if you wonder what's going on in these posts, see my article announcing March Madness and/or click on my March Madness category link and scroll down to read all the posts involved in this subject.) I've listed the "game" below -- simply comment on which post you like better. Here we go:
- Snowflaking: A Primer (Snowflaking) - Snowflaking is a concept that many people actually employ but few people can name. It involves systematically and purposely saving and earning small amounts of "extra" money to reduce debt or increase savings. Doing this in a purposeful manner can make a huge difference in your financial health. This post outlines what snowflaking is and how to get started implementing it in your own life. It has worked wonders for me!
VERSUS
- How I Taught My Preschooler the Value of a Dollar (Dollar) - It's important to teach young children about hard work, saving, and spending. In a quite accidental way, I used a chart system to teach my son the value of money and hard work. If you teach your children about delayed gratification early, it will have a positive effect on their money management skills throughout life.
In addition, I still have a $50 gift card courtesy of SmartyPig for one commenter dwarn at random. Here's how you can win it:
1. Leave a comment/vote below for your favorite post of the two above.
2. Sometime on Tuesday, I'll stop by the post, stop the submissions, and name the winner.
3. It will be that person's responsibility to check back to see if they are a winner and then email me their contact information.
4. Once I'm contacted, I'll mail out the card.
A few rules for these giveaways:
1. I will be the complete and final judge.
2. Legal disclaimer: I can not guarantee safe delivery of the items. The prize will be sent via mail and since it comes from SmartyPig, it should be fine, but since I can't control the mail I won't be held accountable if there's a mess up.
3. If you win and do not contact me within a week of winning, I reserve the right to give your prize away to another winner. Note again: I won't track down the winners -- it's your responsibility to come back and see if you won.
4. Local laws, rules, and regulations apply.
Good luck! Post a comment below for your chance to win!




Dollar.
Posted by: FS | April 05, 2008 at 09:37 PM
Dollar
Posted by: LC | April 05, 2008 at 09:39 PM
Snowflaking!
Posted by: Diana | April 05, 2008 at 09:43 PM
Dollar!
I'm always a sucker for teaching kids personal finance.
Posted by: Edmund | April 05, 2008 at 09:52 PM
Snowflake! :)
Posted by: Ben E. | April 05, 2008 at 10:08 PM
snowflaking
Posted by: Lisa | April 05, 2008 at 10:10 PM
Snowflaking!
Posted by: Anna | April 05, 2008 at 10:28 PM
Snowflaking!
Posted by: maisy | April 05, 2008 at 10:31 PM
I love snowflaking!
Posted by: natbill | April 05, 2008 at 10:47 PM
Dollar
Posted by: lotsofpulp | April 05, 2008 at 11:01 PM
dollar
Posted by: Ashley S. | April 05, 2008 at 11:27 PM
Dollar!
Posted by: Leslie | April 05, 2008 at 11:29 PM
Snowflaking
Posted by: kardel | April 05, 2008 at 11:51 PM
I'm voting for "Dollar." Come on, it's spring, who wants to think about snowflakes? ;)
Posted by: Nora | April 05, 2008 at 11:51 PM
Dollar all the way... and I don't even have kids.
Posted by: Miramaxa | April 06, 2008 at 12:01 AM
Dollar
Posted by: Seth | April 06, 2008 at 12:22 AM
Dollar! I will use something like that with my younger child.
Posted by: teri | April 06, 2008 at 12:41 AM
Voting for Dollar......it can make a difference!
Posted by: Tabby | April 06, 2008 at 12:42 AM
Dollar
Posted by: Rebecca | April 06, 2008 at 01:02 AM
Save dollar than no need to snowflaking..
Vote for Dollar
Posted by: Omkar | April 06, 2008 at 03:20 AM
Snowflaking.
Posted by: AMG | April 06, 2008 at 06:17 AM
Snowflaking! What an awesome article.
Thanks,
Posted by: barbara dougherty | April 06, 2008 at 08:08 AM
Dollar
Posted by: Amanda Roby | April 06, 2008 at 08:30 AM
Argh, tough call!(Congrats to both)I'm voting snowflaking since I'm using that now.
Posted by: Laura | April 06, 2008 at 08:41 AM
Snowflaking. . . it's a great concept!
Posted by: My Daily Dollars | April 06, 2008 at 09:22 AM
Snowflaking all the way!!
Posted by: Tracie | April 06, 2008 at 09:50 AM
Dollar!
Posted by: Dollar Jane | April 06, 2008 at 09:58 AM
Snowflaking
Posted by: Billy | April 06, 2008 at 10:08 AM
Dollar
Posted by: Eric | April 06, 2008 at 10:20 AM
I vote for snowflaking.
Posted by: Mary | April 06, 2008 at 10:51 AM
As a mother of three I personally like the second article on teaching the value of a dollar. Having your children learn delayed gratification is a lesson they will use all their lives.
Posted by: Lisa | April 06, 2008 at 10:56 AM
As a mother of three I personally like the second article on teaching the value of a dollar. Having your children learn delayed gratification is a lesson that will benefit them for the rest of their life.
Posted by: Lisa | April 06, 2008 at 10:57 AM
I found both posts really useful...although my vote goes to Snowflaking post. But to me, I'm the winner...as I have 2 more great blog subscriptions to read! LOL
Posted by: NH Mom of 3 | April 06, 2008 at 11:08 AM
Dollar!
Posted by: Helen | April 06, 2008 at 11:45 AM
snowflaking!
Posted by: Katherine | April 06, 2008 at 11:53 AM
Dollar -- for Dylan
Posted by: Phylpott | April 06, 2008 at 12:04 PM
Dollar is my vote!
Posted by: CK | April 06, 2008 at 01:24 PM
Snowflaking.
Posted by: Vinessa | April 06, 2008 at 01:30 PM
snowflake
Posted by: sickofbeingpoor | April 06, 2008 at 02:02 PM
Snowflaking. :)
Posted by: Bobbi Doll | April 06, 2008 at 03:46 PM
Snowflaking.
Posted by: gettingagrip | April 06, 2008 at 03:47 PM
My vote goes to Snowflaking :)
Posted by: Leighann | April 06, 2008 at 04:47 PM
Snowflaking
Posted by: Emily | April 06, 2008 at 04:59 PM
Snowflaking
Posted by: otherdeb | April 06, 2008 at 06:21 PM
Snowflaking!! I have put a huge dent in our debt with snowflakes!
Posted by: Kay | April 06, 2008 at 07:46 PM
I vote for the Value of the Dollar post. Though it was a hard decision as I also like the snowflake post.
Posted by: shymom | April 06, 2008 at 08:21 PM
Dollar
Posted by: livingalmostlarge | April 06, 2008 at 08:46 PM
It's a tough choice, but I choose Dollar. There's just something about that story that I really love!
Posted by: Stephanie @ PoorerThanYou | April 06, 2008 at 10:39 PM
DOLLAR!
It something I can relate to for sure!
Posted by: Debi Salanitro | April 06, 2008 at 10:43 PM
Snowflaking all the way!
Posted by: Paul | April 06, 2008 at 11:12 PM