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This is absolutely true, and can save you TONS of money a year.

And, just as you mentioned in the top of the post, Cable TV, Satelite, Telephone, Internet, etc can cause you to get discounted rates.

I pay less for my Satelite for 5 TVs with 200 plus channels than my parents were paying for basic cable. So, I called for them, too. In fact, I call in for my in laws, sisters, etc and get teir prices lowered every few months ( as they will usually only give you the lowest rates for 4 to 6 months at a time ). So, I mark my calendars and call back once my rate is scheduled to go up.

With internet, at one point, I got internet free for 2 years by calling month after month to cancel my trial to their service, and they kept extending it.

ALWAYS call and ask for discounts! It pays! Last year it saved us over $1,000 by me calling these providers.

This is all great advice, but a reminder to everyone: not all stores do competitive pricing, offer bulk discounts or even give any discounts at all. There's nothing wrong with asking, but if the sales clerk says no, please don't get upset and verbally abuse them and scream and cry to the manager. I've seen it a million times working in retail and it's incredibly sad.

I often ask for discounts, even when none of the above is true. Sometimes the cashier will be nice and put in their employee code so I get their discount. Sometimes they just flat out tell me no. Never hurts to ask :)

Works with my dentist he would rather be paid cash then have to go thru billing. SO he will take payments and charge me what he would charge an insurance company. They get less from insurance companies so why should I have to pay more. Sometimes he will take payments as long as they are doing the work, but want to be paid in full when they are done. So I spread the work out as long as I can as long as it's done and without any harm to me. He will do a cleaning for 150 and I can pay that off in 2 or 3 payments. LIKE THEY SAY ASK YOU WILL BE SURPRISED.

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