Money To-Do Calendar: September

The personal finance book Grow Your Money!: 101 Easy Tips to Plan, Save, and Invest ends with a list of what financial steps we should take each month. They list the August steps as follows:

• Review your insurance coverage to make sure no changes need to be made.
• Do an employee benefits checkup.

Here's what I do on these:

• I usually review our insurance needs when I get the premium notice for the next year (or prior to it if I plan to shop around a bit.) Some of my insurance is set (like life insurance) while others can vary (like car insurance), but unless there are some major changes in my life, the insurance plans are good to go.
• We don't have a FSA (we have an HSA), but if we did, September would be the time I'd want to look it over to be sure I had my spending plans set for the year (so I used it all.)

How about you? Are you working on these this month?

Comments

[Elizabeth]

Just switched the car insurance and saved $521.00. Life insurance is pretty safe. FSA is good to go but re-examining for next year.

[Stephen]

Hmm, estimated taxes are due mid September (9/15), so we make sure we have the money in our checking account to cover these larger-than-normal checks and mail them off certified mail about a week before they're due.

[Budgeting in the Fun Stuff]

This is our car insurance month, but I can't find a better deal. Oh well...$110 a month for 2 cars isn't the end of the world. :-)

[Christy]

Getting ready to shop around for car insurance. Just ordered a certified driver record from the state so I can get some firm quotes. I've been with the same company for about 13 years so I am interested to see if I can save some money.

I also use the HSA so no need to fret about unspent funds.