On a trip into my local Chase branch recently (it took me three separate trips to get them to link my Chase Sapphire card to my bank account -- long story why) I was talking to the guy "helping" me. We got to discussing how cool the Chase Sapphire card is. I defined "cool" as the color and the material (metal) while he raved about all the benefits of the card.
He "loved" the fact that the card offered 2 points back on travel for every dollar spent, 2 points back on dining, and 1 point on everything else. Uh, yeah. I could tell this guy was not experienced in the ways of the credit card world, so I decided to help him out a bit.
I said that I thought their best overall card was actually the Chase Freedom card (which makes my list of the best cash back credit cards and is a card I use personally.) He readily agreed and started raving about their 5% bonus levels. He also told me that I could earn even more with it since I had Chase accounts -- something I already knew.
I said I wished the card didn't have the $1,500 quarterly limit for bonuses. He agreed but said he thought the 1% cash back on everything else was pretty good too. I couldn't take it any longer and decided to introduce him to the dark side. ;-)
I showed him my American Express Blue Cash Preferred card and told him how it gives me 6% cash back on grocery purchases. Then I told him how I use it to buy gift cards at the grocery store and get 6% cash back on a whole host of purchases -- restaurants, gas, home improvement, etc.
He was dumbfounded. His mouth was literally hanging open. And he kept asking, "Really? Really?" I assured him that yes, it really did work that way.
In the end, he couldn't help me. The card offer had been in my wife's name, so she was actually the authorized user -- and she needed to fill out some paperwork (of course) to give me certain access. But I think I did help him. ;-)