Update: I have moved the cards once detailed here to my page that lists the best cash back credit cards. Please visit it.
I frequently get asked to name the best credit card promotions, offers, and deals available today. So instead of answering each person individually I thought I'd write a post I could point people to and then update it as offers change over time.
At the end of the post I'll give some thoughts on taking credit card promotions, offers, and deals, but some readers will simply want to get to the point and see the list, so I'll start with that.
Here's a list of what I consider to be the best credit card promotions, offers and deals. I'm not going to include fluff offers, just those I think are the best and are substantial. Each one below has a sign-up bonus of at least $250 in cash or value -- the minimum standard I have set to make it well worth the taking. The winners:
General Cards - Best cards for overall on-going use.
Having a credit card for any airline carrier you use even a bit has some huge advantages. To start off, the cards come with sign-up bonuses as well as points (of course) when you use them. But the big money comes when you use then to save on baggage fees. For example, on my family's trip to the Caribbean we saved $150 on baggage fees alone (three bags, $25 each, round-trip) using the Delta card below. Then I've continued using it, racking $50 in savings ($25 for one bag round-trip) a few more times. Here are the cards and a quick summary of their offers:
Using both promotion offers as well as using the cards themselves, I made almost $2,300 last year from my credit card efforts.
A few other notes on this subject:
- Of course you need to use any credit card you may get responsibly. Getting a big bonus is no great deal if you burn that much and more on extra spending, interest, fees, and the like.
- From what I've seen, opening and closing credit card accounts have little to no impact on your credit score, an issue many people are concerned about.
- Please be aware that bonus offers come in and out quickly. In addition, card terms can also change without notice. I'll try to keep them up-to-date, but they may change before I update the post, so read the details when you apply for any card (something you should be doing anyway).
- Yes, there are fees with some of the cards above. Many are waived for the first year. Do the math and make sure they work for you.
- If you are more interested in using a card on an on-going basis (rather than getting a big promotional offer), see my list of the best cash back credit cards.
Have I left any cards out that you think I should consider?
Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are author's alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.