#15 - A Simple Way to Calculate Your Retirement Number - Figuring out how much to save for retirement is a tricky and complicated process. This post provides a simple way to get close to your retirement number without having to spend three days of calculations in the effort.
#14 - Combining Multiple Savings Offers to Maximize Savings - The theme of saving money by stacking various discounts on top of each other was clear not only in this post but also in Stacking Multiple Discounts to Rack Up Big Savings, Real-Life Examples of How I Score at Outlet Malls, and How to Get Great Deals on Outlet Purchases. I hope to do more of this type of saving in the years to come. :)
#13 - Income to Wealth to Income - Money flows in different ways during different times in our lives, and this post highlights the changes from one period to the next.
#12 - FMF Cruise Review - We took our first cruise last January and this multi-part series detailed what we did and how much it cost. It also has some great pictures of our time in the sun. I also like Our Trip to DC (And a Few Ways to Save) for the same reasons.
#11 - Small Choices Can Lead to Big Gains - This has been a big theme here at FMF from day 1 -- that little things matter, so pay attention to them.
#10 - Spend Less than You Earn - Details the fact that there are two sides to this coin -- spending less and earning more. It goes well with my post titled Making More Versus Spending Less.
#9 - Moderate and Selective Frugality - We can't save all the time, right? We have to have some fun things to spend money on or what is life worth? That's why I practice what I call moderate and selective frugality.
#8 - The Two Ways To Track Financial Success - How much cash you free up and how you turn it into wealth are two key measures that tell you how you are doing financially.
#7 - My Road to Becoming a Landlord - The biggest change in my finances this year is that I've entered the rental real estate market. This post was my announcement of these efforts.
#6 - The 52 Best Money Saving Tips - I have thousands of money saving tips hare at FMF, but too many choices are too overwhelming for people. That's why I write this series -- to focus on the handful of ideas that can save the most people the most money.
#5 - What Are You Doing to Make Millions More? - A key thought for 2012: that your career is your biggest financial asset and what you do to grow it can have HUGE implications over your lifetime. This post goes well with Make Millions More: The Difference 1% Can Make and The Power of 1% All the Way Around.
#4 - Becoming Wealthy May Be Simple, But It’s Not Easy - There's a difference between "simple" and "easy" and it's the reason some can accumulate wealth and others can't.
#3 - The Safest Retirement - What I hope to achieve -- a retirement where I don't have to spend any principal from my savings, I can just live off the earnings my assets generate.
#2 - 80-20 Your Finances - I like to get the most bang for my buck whether that involves money, time, effort, or whatever. That's why I like this piece -- it gives me 80% of the results for 20% of the effort. It goes well with 80-20 Your Career and 80-20 Your Investments.
#1 - 30 Steps to Great Finances - If you want to get your finances in the best shape possible, these 30 steps will get you there. They are designed to take you from knowing very little about personal finances to being a master in just a few, simple steps!