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September 13, 2005


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One FREE item people should consider taking advantage of is a "free" credit card. More commonly known as 0% interest credit card offers, these credit cards can help consumers save a ton of money!

Not only can you save on interest charges for new purchases, but you can transfer your existing debt to a 0% offer and save even more. Many people switch credit cards on a regular basis for the 0% APR and carry their balances completely interest free. Not only do you save money, but over time you will pay off your debt much quicker.

Just be aware: a 0% APR doesn't mean FREE MONEY! If you don't switch your card again, you will pay interest eventually. Unless you can pay off the new charges before the intro period is over, don't over-use this type of card and create even more debt.

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