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September 07, 2005


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I have huge coverage for liability and personal injury, with that respect I agree, but for comprehensive and collision insurance it is not as critical. The limit of your liability with those two insurances is the value of your car and for some that tradeoff is worth it.

Don't forget adding UM uninsured motorist coverage. If you are injured in an automobile accident and the at-fault person doesn't have sufficient coverage or no coverage at all you are without any compensation for your wage loss, out of pocket medical expenses, future medical expenses and pain and suffering. Its especially true here in Florida where our state doesn't even require people to carry BI liability coverage!

Get the lowest auto rates that will allow you to also get an umbrella policy.

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