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« Comments: Where the Pros Stash Their Own Dough; Use Index Funds | Main | Best of Free Money Finance: Millionaire Next Door, Part 5 »

November 15, 2005


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I was told you could open a Roth account for your child and contribute and they can use that money later for college or if they don't go to college it will grow towards their retirement? Is this right?

I am trying to decide how to seriously start saving for college. A little bit late with four kids ages 12, 10, 6 and 2yrs, but they save never to late to start. Any advice?


Janet --

My best suggestion would to read the wide variety of pieces I have on saving for and saving on college. Here's a list of the best ones I assembled a few months ago:

And here's a list of all of them:

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