Here's #1 in the list of the ten biggest issues/concepts/thoughts at Free Money Finance during the previous year: Spend Less than You Earn.
In my opinion, there's no better financial advice than "spend less than you earn." If you do this, you have taken the first (and hardest) step toward financial prosperity. Without it, you're in debt (maybe deep in debt) with little to invest or save. That's why this topic ranks at the top of my list for 2005 (it will probably be there for 2006 as well).
Here are some of my favorite posts on the subject:
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