Money Links for February 16

Here are my miscellaneous money links today:

• Bitter Money and Christmas Clubs -- It's seemingly irrational, but people treat money differently depending on where it comes from.
• Bernanke's Big Day -- Unlike Greenspan, the new Fed chief was clear, concise, even polite on his first Hill visit
• Hottest housing markets 2005 -- Latest numbers are in for 145 major markets. Nearly half posted gains above 10%.
• Amazon said to mull music service -- The online bookseller may start a digital music service that rivals iTunes, newspaper says.
• Gold Medal Investing
• Best places to retire
• The Mortgage Squeeze -- Rates on ARMS become less attractive, and "exotic" mortgages lose their luster.
• Tips for Budding Entrepreneurs -- For young people hankering to start a business, we have some advice.

Free Money Finance recommends Emigrant Direct.