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April 04, 2006


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In my opinion, unless you have some really stellar investment options in your 401(k) the best move you can make is to roll it into an IRA when you leave. You get a wider range of options and more control.

This article at MSNBC ( is more than a bit disturbing. Here are a couple of highlights: "more than half of all workers say they’ve saved less than $25,000 toward retirement", "among workers 55 and older, more than four in 10 have retirement savings under $25,000", "more than 70 percent of workers say that they or their spouses have saved something toward retirement". In a word, ouch!

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