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May 25, 2006

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The key in choosing a financial adviser is in finding one who will work to identify your goals and needs and recommend a range of financial products to meet those goals and needs. A stock broker, for example, may not focus enough on your insurance needs, while an insurance agent may focus too much on that need.

It's important to understand how your adviser is paid. Whether it is commissions, fees or a percentage of assets under management, the adviser is paid for his advice. Understanding how he is paid and how much he is paid is a part of establishing this relationship.
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