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May 25, 2006

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I was the victim of identity theft last year. The balance charged in my name was around $600, and it took about 3 hours to get everything straightened out with all of my creditors and the Big Three reporting agencies.

Of those three hours, I don't think a single second was spent during "worthwhile" time. It was all early evening hours when I would have just been watching Jeopardy. I certainly didn't have to adjust my schedule or work or miss a beat there. Everyone I needed to talk to was available 24/7 or close to it.

I think identity theft is so common these days that the powers that be have really streamlined the process for correcting it.

I was a victim of identity theft a few years ago. Whoever stole my identity wasn't able to charge anything. I spent about an hour contacting the three credit bureaus. It was a hassle but not that big of a deal.

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