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« It's Not What You Make, It's What You Spend, Part 437 | Main | Save Money on Child Care »

May 30, 2006


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Charges to an account you already own are fairly easy to detect within one billing cycle if you carefully check your statement every month, as you should. in addition, many credit card issuers will call you to verify any unusual spending on a particular account. When an unknown account is opened in your name, with a different address, you never recieve any paperwork, and so are completely unaware of the problem until you are try to obtain additional credit and are turned down fo unpaid accounts, you pull a credit report, or you notice your intrest rates on other cards are rising due to a decreased credit score caused by unpaid accounts.

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