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June 06, 2006


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Having no credit card debt, I would probably just dump it into the principal on my mortgage. I would hopefully be able to make more than the interest rate I pay, but I wouldn't be guaranteed that in the Roth and it would be nice to have that much more equity and be that much closer to having it paid off.

Of course, since I've only been paying a mortgage for two months, that wouldn't really seem all that noticable in the near term...

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