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August 21, 2006


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I agree. Also, smart consumers should pick up more than one cashback cards so one can maximize rewards in different scenarios. For example, some cards give 5% cashback on grocery shopping, while other cards offers generous reward on gas, travel or restaurant bills.

There are a number of credit card companies that are eliminating or reducing the cash-back rewards cards, so watch your terms of service to make sure you're aware of any changes.

Cash-back credit cards are useful when they are used in a rational way. Other ways they could be harmful for your incomes. So, be careful with the expenses and with the reasons for using cash-back credit cards.

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