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December 21, 2006


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I was offered "Cancer Insurance" from the Aflac rep at work, I suppose it's reasonable to buy if you have a strong Cancer streak in your family, but if you don't, it seems to be pessimist's insurance. You keep paying your premium and should you get cancer, the benes start coming.

I've never had cancer, so I'm not entirely sure what the deal is, but I imagine that your regular medical insurance covers the doctor/hospital bills, and the "cancer insurance" is a kind of supplementary disability insurance to cover the expenses of lost income during cancer treatments.

Needless to say, I opted out.

Insurance is for like paying for sercurity and piece of mind. Fortunately, working for a hospital, we get great medical benefits. As for life insurance I pay into a plan that deducts from my paycheck, I tried to up the amount of coverage but was denied. I've also seen supplement insurance - that is crap.

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