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February 04, 2007


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I have a question. I only recently joined a church that there is tithing. We live paycheck to paycheck and have debt. I already feel like we can't live on what we have. How do I begin the process of tithing? A percentage point at a time? To take 10% off the top would mean not paying bills. Any suggestions?

1st - Excellent FMF! It is always best to do what is write in your heart and soul. Who cares what someone else does!

2nd to Kris' comment - Kris, what I personally have found in life, from the depths of debt overload, to paycheck to paycheck, to getting by - there is always something for tithe. God will provide. I don't know how this works, but there is always enough. And enough is all we need.

If you have debts - renegotiate the interest or payments, without increasing the debt or time.

Look at where your $$ goes - track for 30 days in a notebook. You may be surprised, by something you took for granted, that you can pass up and put in a safe place for the basket.

I look forward to your Sunday Posts! I find the post inspiring and they just make me feel good. My husband and myself both tithe and since we have been doing this for the last 5 years or so we have always had enough. How does that work? Don't know. It just does. If you are faithful and obedient God will bless you.

See you next Sunday!

Excellent post FMF. I totally agree with all that you had to say. I have seen evidence of that working in the lives of others in my church. One couple sold some stocks in order to have money to buy a house. They debated wether they should tithe on their gains. In the end they decided that they should tithe on it. So they wrote their check and trusted God. When they finally purchased their new home, they were able to get the seller to lower the price. The lowered amount was equal to the tithe on their gains. Keep in mind that this was in the midst of the last real estate boom about 3 years ago in Southern California, when houses were going for 10-20% above listing price, not below. It just proves that when we are obedient and trust God he takes care of us better than we could ever imagine. To all the doubters out there, tithing works, test God and he will never fail.

I earn minimum wage, have outstanding student loan debt, and a creditor preparing to sue me. The creditor will be able to garnish my wages or my bank account (which never has more than one paycheck worth of cash in it). I am having a hard enough time paying the rent and student loan payment on time. Will the creditor give me a break on any amount I tithe? If not, how can I make it all work?


FMF makes a great point. Tithing is about the heart, about trusting God. Do you believe he died on the cross for your sins, yet do you trust him with your money.

I, like you, personally walked away from a business and faced many of the same things you are now facing. Someone shared this principle with me and it changed my life. Have you read Mal 3:8-10? vs.3:8 “Will a man rob God? Yet you rob me. “But you ask, ‘How do we rob you?’ “In tithes and offerings. Mal 3:9 You are under a curse—the whole nation of you—because you are robbing me. Mal 3:10 Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the Lord Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that you will not have room enough for it.

Yes, the Word is convicting, but that is not my point. God actually says TEST ME, PROVE ME! NO where, I mean no where else in the bible does GOD say test me.

Test Him...He loves you and cares for you! Matthew 10:31 "Do not fear therefore; you are of more value than many sparrows. John 3:16!

In Christ,


I've recently started working and would like to know:
If I'm tithing, do I tithe 10% of my income after TAX, or before TAX?

Randy --

The Israelites were commanded to give 10 percent under a covenant that could not make them perfect (Heb. 7:19; 9:9). How much more joyfully should we give to God under the new covenant? We have the sacrifice of Jesus Christ, which does cleanse our conscience (9:14). And yet it seems that in America today, even though we have so much more than the Israelites did, people give on average less than half the percentage the Israelites did. Many people today give less to the church than they spend on luxury items. Some people simply cannot give very much, but many people could if they wanted to. God calls on us to examine ourselves, to examine our priorities, and to be generous.

The old covenant gave us condemnation; the new covenant gives us justification and peace with God. How much more should we be willing to give freely and generously so God's work can be done in the world — to proclaim the gospel, to declare the new covenant ministry that gives us true life, and gives that message of life to others?

A person who has faith in Jesus Christ does not worry about whether tithing is commanded in the New Testament. A person who is transformed by Christ to be more like Christ is generous. Such a person wants to give as much as possible to support the gospel and to support needy members. Christians should give generously — but giving is a result of their relationship with God, not a way to earn it. We are given grace through faith, not through tithing.

Some people act as if Christ liberates us from the law so that we can keep more for ourselves. That is false — he liberates us from the penalty of the law so that we can be free to serve him more, as loving children and not merely as slaves. He frees us so we can have faith instead of selfishness.

When it comes to money, the real question is, Is your heart in the gospel of Jesus Christ? Are you putting your money where your heart is? You can tell where your heart is by seeing where you are putting your money. "Where you treasure is, there will your heart be also," Jesus said (Matthew 6:21).


Paul cited the example of the Macedonian churches, who had given generously, even to the point of self-sacrifice (8:1-5). The example is powerful; the implications are strong that the Corinthians needed to respond to Paul's sacrifices by making sacrifices themselves. But Paul did not make a command (8:8). Instead, he asked first for a turning of the heart. He wanted the Corinthians to give themselves to the Lord first, and then to support Paul. He wanted their gift to be done in sincere love, not from compulsion (8:5, 8). Paul reminded them that Christ had become poor for their sakes; the implication is that the Corinthians should make financial sacrifices in return.

But then Paul reduced the pressure, reminding the Corinthians that they could not give more than they had (8:12). Nor did they have to impoverish themselves to enrich others; Paul was only aiming for equity (8:13-14). Paul again expressed confidence in their willingness to give, and added the peer pressure of the Macedonian example and the boasting he had done in Macedonia about the generosity of the Corinthians (8:24-9:5).

Paul again noted that the offering must be done willingly, not from compulsion or given grudgingly (9:5, 7). He reminded them that God rewards generosity (9:6-11) and that a good example causes people to praise God and puts the gospel in a favorable setting (9:12-14).

Randy --

Check out these posts:

Personally, I pay my tithe first, then taxes and the rest of my expenses.

need help with my company on how to tithe. if i sell $3000.00 per week and but it cost me $2000.00 a month to pay and restock wath is my currect tithes? thanks

Jose --

Read this:

Thank you for this blog. It has been a blessing and now I know what to do! :)

I don't tithe on tax deferred interest. If I have to withdraw tax deferred money before I qualify for retirement income then I owe an early withdrawal tax with the regular income tax. Early withdrawal tax is already 10%. If people should tithe on tax deferred interest then the early withdrawal tax law should be changed. Laid off employees should not be required to pay an early withdrawal tax or a lot of that tax should be exempt. Laid off employees need that 10% more than the government does.

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