It's Budgeting Time of the Year (Free Money Finance)

This is a re-post of a previous piece of mine. I plan to run it a few times the next few weeks as a reminder to all to get those budgets done. ;-)

I'm well aware that the end/first of the year is the time that many people review last year's budget, develop new budgets for the next year, or start a budget for the first time. As such, I wanted to offer some links and resources on budgeting in this post. First of all, here are the links:

Know and Control Your Spending

Why do Millionaires have Budgets?

Three Ways to Track Your Spending

Thoughts on Quicken vs. Microsoft Money

Pretend It's Not a Budget: How to Create a 'Spending Plan' You Can Stick To

Five Keys to Developing a Successful Budget

Budgeting Part 1: Creating a Family Budget

Budgeting Part 2: Living on a Family Budget

Budgeting Part 3: Reduce Your Spending

Now for some resources. In the past, I've suggested that a viable budget tracking set-up could involve a combination of Quicken or Money and You Need a Budget (for more details see The Benefits of You Need a Budget and YNAB Question of the Month: How Does it Compare to Quicken and Microsoft Money?) and this is close to what I personally use (I use Quicken plus my own self-created spreadsheet). That said, I've asked readers what they think about using Mvelopes as a budgeting option, and I've received very favorable responses. As such, I've been recommending Mvelopes for those who want an electronic version of the envelope budgeting system. Here are some links to help you consider their service: