Free Ebook.

Enter your email address:

Delivered by FeedBurner

« Savings Smackdown: Which is Better -- Pre-Paying a Mortgage or Saving for Retirement? | Main | Retirement Nightmare: We Aren't Saving Enough »

May 22, 2007


Feed You can follow this conversation by subscribing to the comment feed for this post.

With free trades available from Fidelity for my IRA, I was able to use Vanguard ETF's to get expenses down to almost zero.

Instead of incurring trading expenses to rebalance over time, I will rebalance my 401k for free to achieve the appropriate asset allocation for the combined portfolio.

I had a similar thought to Bills. Vanguard's Total Market Index (VTI: expense ratio is 0.07%. Buy them in a Zecco account and avoid commissions.

The net is that you get an even better expense ratio and you don't need 100K or 50K & 5 years. Oh and the VTI is more diversified, but if you want S&P 500, you can get that for about the same expense ratio.

The comments to this entry are closed.

Start a Blog


  • Any information shared on Free Money Finance does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. All posts are © 2005-2012, Free Money Finance.