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May 18, 2007


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Where is the best place to keep savings for a down payment on a house? I have 3 months of emergency savings in a money market account, but am still several years away from having the salary/savings to purchase a home.

Should I just keep stashing the money in my money market savings account, or is there a better place to put it for the short-long term?

I want to be able to access it pretty easily for, say, a new car if mine breaks, or if that house can come closer than I think, or if I decide to spend $10K on a wedding.


I'd personally keep it in a money market account or with an online bank like ING or Emigrant Direct.

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