Comments on You Need a Budget Pro Free GiveawayTypePad2007-05-16T10:28:00ZNAhttps://www.freemoneyfinance.com/tag:typepad.com,2003:https://www.freemoneyfinance.com/2007/05/you_need_a_budg/comments/atom.xml/Andrea commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200e550ec7e5688332008-03-11T16:01:37Z2008-08-29T00:42:09ZAndreaA budget is a great way to keep track of your money and to not let you get so stressed...<p>A budget is a great way to keep track of your money and to not let you get so stressed out. It keeps you from going over board on expenses. Plus if you are married it helps not to get in a huge fight about money with your spouse.</p>Becky commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8358029cf69e22007-05-31T02:14:44Z2008-08-30T00:19:29ZBeckyI need a budget: kids are now teens, husband's parents moved in with us, we are making decent money, but...<p>I need a budget: kids are now teens, husband's parents moved in with us, we are making decent money, but always seem to be behind. I need a change of attitude/focus/perspective. Help! :)</p>FMF commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8357b249f69e22007-05-21T19:47:00Z2008-08-27T11:57:36ZFMFhttp://www.freemoneyfinance.comThe competition is now closed and the winners will be announced soon in a new post.<p>The competition is now closed and the winners will be announced soon in a new post.</p>J.R. commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83545ab7453ef2007-05-21T17:49:14Z2007-05-21T17:49:24ZJ.R.A budget is a map and a compass for your life and your dreams. If you build a good one,...<p>A budget is a map and a compass for your life and your dreams. If you build a good one, it can tell you where you are and where you have been. It can tell you how much you need, how much you need to do, and potentially what to do, to get to where you would like to go.<br />
</p>Matt commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d835452bea53ef2007-05-20T18:56:23Z2007-05-20T18:56:38ZMattEven thinking about a plan for how your money flows in and out is better than no plan at all....<p>Even thinking about a plan for how your money flows in and out is better than no plan at all. Being knowledgeable about spending choices as early as possible will hopefully lead to better decisions on larger-value items further down the line.</p>Ben commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8354495af53ef2007-05-19T02:50:34Z2008-08-29T12:07:01ZBenhttp://MoneySmartLife.comBudgets are a pact between your current self and your future self on how you plan on living your life.<p>Budgets are a pact between your current self and your future self on how you plan on living your life.</p>Patricia Garner commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83579fe7769e22007-05-19T02:29:18Z2008-08-27T11:56:53ZPatricia GarnerI need a budget because My husband and I have hair raising student loans, a mortgage, and our 2 children...<p>I need a budget because My husband and I have hair raising student loans, a mortgage, and our 2 children and I have ongoing medical bills for a genic heart disease condition.<br />
The Medical bills will be ongoing. We do have health insurance but it only covers about a third of the medical bills. We would also like to save money for their education throughout their lifetime. <br />
At this point I have a hard time trying to figure out what to pay first.</p>Christian Finance commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83579ec9c69e22007-05-18T23:01:25Z2008-08-30T14:12:37ZChristian Financehttp://www.christianfinanceblog.comYou need a budget so you know where the leaks in your money are! To fix your money problems, you...<p>You need a budget so you know where the leaks in your money are! To fix your money problems, you need to have an idea where your money is going and where you plan the money to go.</p>BR commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d835442c0d53ef2007-05-18T16:19:03Z2008-08-28T06:30:26ZBRA person nneds a budget to see clearly where their money is going. A person needs information to make sound...<p>A person nneds a budget to see clearly where their money is going. A person needs information to make sound decisions. A budget provides information so a person can prioritize their spending and gain some control. </p>bill commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d835798a4769e22007-05-18T15:59:56Z2007-05-18T16:00:06Zbillhttp://www.provocativechurch.blogspot.comEvery one has a budget! (in terms that everyone has some income, and everyone makes expenditures) The question and issue...<p>Every one has a budget! (in terms that everyone has some income, and everyone makes expenditures)</p>
<p>The question and issue rather, is whether a person KNOWS what there budget is. Budgeting, in terms of tracking income and expenses will bring about freedom from stress, joy in giving and future financial health.</p>
<p>I am humble to recognize that I need much help in this area, please consider me for this contest.</p>Curtis commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83543fdcf53ef2007-05-18T14:00:05Z2007-05-18T14:00:14ZCurtishttp://moneyliberty.blogspot.comA budget is your atlas to saving money. While you may know the general direction you are going, without a...<p>A budget is your atlas to saving money. While you may know the general direction you are going, without a map or a budget you might end up someplace other than where you expected to be.</p>Rob commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8357963fa69e22007-05-18T13:45:04Z2008-08-29T21:11:28ZRobThe best way to answer the question "Why do people need a budget?" is by using a sports analogy. Let...<p>The best way to answer the question "Why do people need a budget?" is by using a sports analogy. Let me rephrase it to say "How do successful teams win games without a game plan?" The answer - they don't!</p>
<p>All successful sports teams, companies, and individuals have a plan that they are trying to accomplish. They stick to this plan steadfastly; however, if after many efforts, they see the plan isn't working they change it.</p>
<p>So if a budget is a game plan for your finances, how can you be successful financially if you don't know what the plan is? And how can you tell if it is not working and needs to be changed, if you haven't tried it. Obviously, everyone needs a budget and needs to try to stick to it. Be honest and realistic, after all, you can't tell where you are going if you don't know where you are now.</p>Rob commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d835795eb769e22007-05-18T13:06:35Z2007-05-18T13:06:46ZRobThe best way to answer the question "Why do people need a budget?" is by using a sports analogy. Let...<p>The best way to answer the question "Why do people need a budget?" is by using a sports analogy. Let me rephrase it to say "How do successful teams win games without a game plan?" The answer - they don't!</p>
<p>All successful sports teams, companies, and individuals have a plan that they are trying to accomplish. They stick to this plan steadfastly; however, if after many efforts, they see the plan isn't working they change it.</p>
<p>So if a budget is a game plan for your finances, how can you be successful financially if you don't know what the plan is? And how can you tell if it is not working and needs to be changed, if you haven't tried it. Obviously, everyone needs a budget and needs to try to stick to it. Be honest and realistic, after all, you can't tell where you are going if you don't know where you are now.</p>Mira commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83536434553ef2007-05-18T00:45:43Z2007-05-18T00:45:48ZMiraA budget is a control tool; it is used to control money. As an engineering student, I study control of...<p>A budget is a control tool; it is used to control money. </p>
<p>As an engineering student, I study control of other physical things, like electricity and forces. The systems that engineers design, such as bridges, iPods, robots, etc., work the way we want them to only because engineers have managed to control the fundamentals of their operation. </p>
<p>In the same way, we can only meet our financial goals (having money work the way we want it to) if we manage to control our income and expenditure. That's why we need a budget. </p>Jo (Single Female in Search of a New Job) commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83563876669e22007-05-17T17:38:06Z2008-08-30T00:16:59ZJo (Single Female in Search of a New Job)You need a budget so you can hopefully become financial stable and when you face financial difficulties (health problems, car...<p>You need a budget so you can hopefully become financial stable and when you face financial difficulties (health problems, car problems, lose your job, etc) you are prepared and more able to still stay afloat during the hard times. </p>Jana Ortega commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8356381aa69e22007-05-17T17:06:05Z2007-05-17T17:06:17ZJana Ortegahttp://www.bigpowerfulmedia.comYou Need a Budget because without it you end up with all the latest DVDs, books and designer clothes looking...<p>You Need a Budget because without it you end up with all the latest DVDs, books and designer clothes looking cool for the year. Your kitchen is stocked with more equipment than the best seafood restaurant in town. You are well known to all the hostesses at the 5 star restaurants and your new car has all the newest gadgets and the most beautiful paint job in the world. And as you sit in your amazing Martha Stewart decorated home, surrounded by all the coolest things; it's hard to see them when the lights are shut off. It's hard to appreciate them when they are being hauled away by the IRS. And one day, when you are stuck in the county assisted living facility; parked under a tree for 8 hours in the 100+ degree heat, you can reflect on why you have no money left to help with your bills you can say, well, I wanted the see Shrek in HD! BLAH!</p>Jonathan commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83562cc3669e22007-05-17T16:15:35Z2008-08-29T00:34:13ZJonathanhttp://thefullquiver.blogspot.com/A budget is a necessary *method* to instill financial accountability, and it *measures* your success at meeting your(hopefully) well-thought out...<p>A budget is a necessary *method* to instill financial accountability, and it *measures* your success at meeting your(hopefully) well-thought out goals. Whether you can follow your own budget reflects on your character, whether self disciplined or not, and speaks volumes about the financial decisions you make. </p>
<p>A budget may be defined as a means to building mega-amounts of wealth, achieving financial independence, or as in my case, aiming to be a good steward of what the Lord gives.</p>Jun commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8352c6cc153ef2007-05-17T15:32:33Z2008-08-28T06:31:46ZJunOnly when you have budget then you can really be on the way to "financial independent".<p>Only when you have budget then you can really be on the way to "financial independent".</p>juanny commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8352b8c4253ef2007-05-17T11:12:11Z2008-08-27T11:56:48ZjuannyI need a budget because I recently checked my checking account balance before writing a check to the credit card...<p>I need a budget because I recently checked my checking account balance before writing a check to the credit card company, and couldn't figure out where the $3,000 I transferred into that account two months ago disappeared to. Those little "leaks" are causing money to disappear very quickly. I need some sort of help, and this sounds like just the tool.</p>Lauri commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83523a19953ef2007-05-17T02:40:05Z2008-08-30T07:27:45ZLauriI need a budget, to assist me become financially discipline. I want to staret investing, planning for the future,But Financial...<p>I need a budget, to assist me become financially discipline. I want to staret investing, planning for the future,But Financial obligations are mounting,as children growing. It feel like I am just digging a hole.</p>Debt Free or Bust commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8352204d553ef2007-05-17T01:41:20Z2008-08-29T21:12:56ZDebt Free or Busthttp://dedebtme.blogspot.com/You write it, you spent it! A budget makes you keep track of everything you spend against what you plan...<p>You write it, you spent it! A budget makes you keep track of everything you spend against what you plan to spend. If you write it down, it makes it more realistic and you are less likely to overspend. It keeps you in check.</p>bigbuddha commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351d3eb053ef2007-05-16T22:35:26Z2007-05-16T22:35:31Zbigbuddhahttp://budgetwealth.wordpress.comA budget is essentially the first step in acquiring wealth over time. It creates and establishes your cashflow or lack...<p>A budget is essentially the first step in acquiring wealth over time. It creates and establishes your cashflow or lack thereof, enabling individuals to become more accountable for there own financial circumstances.</p>Dean in Des Moines commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351ba11453ef2007-05-16T20:45:41Z2008-08-27T11:55:28ZDean in Des MoinesSuccess at life requires a plan.<p>Success at life requires a plan.</p>VanillaMocha commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550b7e769e22007-05-16T17:09:01Z2008-08-29T16:59:26ZVanillaMochaIf you don't have a plan for your money, you will find that it has a plan for you!!!<p>If you don't have a plan for your money, you will find that it has a plan for you!!! </p>ArmeL commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550b99669e22007-05-16T16:57:42Z2008-08-27T11:56:40ZArmeLIn life, we have to plan for many things to succeed. To pass an exam, we study. To win in...<p>In life, we have to plan for many things to succeed. To pass an exam, we study. To win in a game, we practice. To be financially stable, we need a budget. Even corporations and our government needs a budget to function. </p>
<p>Budgeting helps us manage limited resources (our money) to fullfill our unlimited wants (our demands).<br />
Everyone has wants, so we all need a Budget!<br />
</p>tinyhands commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550a24b69e22007-05-16T16:17:26Z2007-05-16T17:49:24ZtinyhandsMy girlfriend needs a budget. Despite being a beautiful and talented tax accountant, she struggles with her finances. Her family...<p>My girlfriend needs a budget. Despite being a beautiful and talented tax accountant, she struggles with her finances. Her family immigrated here a few years ago and she's doing everything (legally) possible to become a citizen on her own. She's got school loans, personal loans and a little bit of credit card debt with the INS lawyers circling overhead. She manages to survive, but with a formal budget I know she'd thrive and succeed in obtaining the American dream.</p>
<p>*cue flags, fireworks, marching band*</p>Big Chris commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351b403753ef2007-05-16T16:09:17Z2007-05-16T17:49:39ZBig Chrishttp://mrclm.blogspot.comYou (and I) need a budget because without it we have no map for where we are. Just as I...<p>You (and I) need a budget because without it we have no map for where we are. Just as I wouldn't venture out into the unfamiliar woods on a long trip without a map, neither should I do this with my finances. We do have a budget at the moment, but really could use some assistance in improving, refining and adjusting that budget to better fit our needs. There are details and things we miss that keep jacking our budget. So we're only working with a partial map, or a map with too little detail.</p>
<p>Big Chris<br />
</p>Brett McKay commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550a55869e22007-05-16T15:45:16Z2007-05-16T17:50:10ZBrett McKayhttp://www.frugallawstudent.comCharles Dickens wrote about the importance of having and sticking to a budget in David Copperfield: "Annual income twenty pounds,...<p>Charles Dickens wrote about the importance of having and sticking to a budget in David Copperfield:</p>
<p>"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery."</p>
<p>Enough said.</p>Addie Compton commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351b3cd353ef2007-05-16T15:19:24Z2008-08-30T07:30:20ZAddie ComptonHere is one reason why I need a budget: "Cut Off My Dog's Balls" When my girlfriend and I take...<p>Here is one reason why I need a budget:</p>
<p>"Cut Off My Dog's Balls"</p>
<p>When my girlfriend and I take our 5 year old Boston Terrier Mack to get fixed, a health problem pops up. We adopted him in November. First, it was kennel cough, then a skin fungal infection. A thyroid problem followed that. Currently, he may or may not have Cushings, an adrenal gland disease. </p>
<p>As a result, he has escaped the knife five times (a vet canceled once). </p>
<p>Dog lovers, do not worry. Mack is happy, eating, bouncing around. We will take care of whatever health issues come along.</p>
<p>However YNAB would help immensely to build the "Mack Fund" we are obviously need. Plus, once his overall health is better, we could finally get him fixed!</p>Edmund commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550a0e869e22007-05-16T15:01:38Z2008-08-30T00:17:07ZEdmundhttp://www.othellogateway.com/blog/The reason for a budget changes depending on who you are: A person currently without a budget -- Without a...<p>The reason for a budget changes depending on who you are:</p>
<p>A person currently without a budget -- Without a budget, such a person will have no idea where his money is going. Without an idea where money is flowing out of his bank account, he can do little to stop the flow. Knowledge is power, and without a budget such ignorance will render the person financially powerless. A budget will be a first step to bring you back to your financial reality.</p>
<p>A person currently with a budget -- It allows you to evaluate your current position. You can see if you have reached your milestones that you have set up in the past. You can see whether your money is doing what you wanted it to do. You can adjust your expectation. You are in control. A budget becomes your sixth financial sense.</p>Blaine Moore (First Time Home Owner) commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550a2c369e22007-05-16T14:01:25Z2008-08-29T16:58:17ZBlaine Moore (First Time Home Owner)http://www.TheFirstTimeHomeOwner.comWithout a budget, you will find it very difficult to save for your future or to fully enjoy your present....<p>Without a budget, you will find it very difficult to save for your future or to fully enjoy your present. Budgeting allows you to make sure that you are spending less than you earn, and it also allows you to spend money without having to worry about whether or not the expense is going to interfere with your future. If you set money aside for frivolous expenses, then you can fritter that away on anything you want without being kept up at night. You will still have a nice nest egg when you are ready to change careers or retire.</p>Lance Jurgensen commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d835509b7469e22007-05-16T13:40:10Z2007-05-16T17:47:36ZLance JurgensenI need a budget to help keep my wife and I on the same page. A budget will also help...<p>I need a budget to help keep my wife and I on the same page. A budget will also help to teach our children the meaning of money and financial resposibility, learning by the example we set for them.</p>Charles Calabritto commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351b38db53ef2007-05-16T13:36:42Z2007-05-16T17:47:43ZCharles CalabrittoI spend too much time away from my family and put in too much hard work earning money to allow...<p>I spend too much time away from my family and put in too much hard work earning money to allow it to simply walk out the door without a prioritized, assigned purpose.</p>Derek commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550b16e69e22007-05-16T13:34:11Z2008-08-27T11:57:04ZDerekA budget is the financial equivelent of prioritization in time management. As readers of the book "Your money or you...<p>A budget is the financial equivelent of prioritization in time management. As readers of the book "Your money or you life" know money is something we get in exchange for life energy. So why wouldn't you want to be spending your life in the most rewarding fashion? Therefore you need a budget to allocate your money (life energy) to the right places.</p>Jeff commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351b36c053ef2007-05-16T13:31:26Z2007-05-16T17:47:11ZJeffMaking a budget is essential because forces you to sit down and become conscious about where your money is actually...<p>Making a budget is essential because forces you to sit down and become conscious about where your money is actually going. It'll help you recognize any potential cash flow problems and requires you to have self discipline and live within your means. It's the first step towards setting (and keeping) reasonable long term financial goals.</p>Mama Money commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351b4d4353ef2007-05-16T12:56:53Z2007-05-16T17:52:44ZMama Moneyhttp://www.financialdispatches.comYou need a budget because it's the first step on the road to financial planning. You won't get anywhere with...<p>You need a budget because it's the first step on the road to financial planning. You won't get anywhere with your retirement planning or net-worth-growing if you don't first have a budget.</p>Brian D commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d83550949769e22007-05-16T11:45:27Z2008-08-30T16:32:41ZBrian Dhttp://www.the-ds.comThere is one simple reason you need a budget: so you spend less than you earn!<p>There is one simple reason you need a budget: so you spend less than you earn!</p>Scott Moonen commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8355098d669e22007-05-16T11:31:37Z2008-08-27T11:57:10ZScott Moonenhttp://finance.andstuff.org/You need a budget because building wealth is not possible without self-discipline. A budget is an essential tool for setting...<p>You need a budget because building wealth is not possible without self-discipline.</p>
<p>A budget is an essential tool for setting goals; establishing reasonable boundaries that are necessary for meeting those goals; and measuring your performance and holding you accountable to those boundaries. If you lose ground, a budget will alert you to this fact, and you can adjust your budget to compensate. If you exceed your goals, a budget gives you some freedom to enjoy any excess you are blessed with.</p>
<p>A budget is an essential tool for exercising financial self-discipline!</p>mark commented on 'You Need a Budget Pro Free Giveaway'tag:typepad.com,2003:6a00d83451bcbd69e200d8351b4a5a53ef2007-05-16T11:04:19Z2008-08-30T00:12:08ZmarkGas is going to $4, college is thru the roof and I have a baby due in mid July....I NEED...<p>Gas is going to $4, college is thru the roof and I have a baby due in mid July....I NEED A BUDGET!</p>