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June 04, 2007


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Given your opinion of "buyer beware" concerning finanical planners, what are your thoughts on advisor services such as Smart401K or the Mutual Fund store?

JBR --

I've never heard of them. Can you give me a few more details (or links)?

Great post! Very interesting.

Actually, while not ideal, this is doable when inflation is considered. $100,000 in 1988 adjusted for inflationwould be more like $175000. Assuming they own a home free and clear, the numbers work out for a modest, middle class lifestyle. Since they both worked, social security works out to probably around $16,000 year. Take $7000 from savings, $6000 from pension, and $5000 fro part-time work. For two people with no dependants, that would be solidly middle class (around $34,000).

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