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« Taxes on Foreign Income -- You Owe It | Main | 10 Retirement Pitfalls, Pitfall #2: Waiting to Save »

June 07, 2007


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One of the key questions I would have about this is whether this sort of medical service is covered by the average, everyday health care plan. About 10 years ago, I almost went to South America for a consulting assignment, and I was warned to figure out how health care would work, because most of the plans would not cover medical care outside the United States.

If you're doing something "elective" that wouldn't be covered anyway, that's one thing, but if you're already 80% or 100% covered, maybe with a co-pay or a deductible, the benefits are greatly reduced, and most likely negated completely if it would not be covered by your insurance.

My experience in India tells me that even with BCBS's 80% coverage, I'd come out ahead if I have time to get to India for any medical procedure. It is difficult to fathom the difference in price; even harder to imagine the difference in care!

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