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August 31, 2007


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#10 can save you a lot more than $100/mo, especially if you have more than one child!

I know there are cases where the significant other passes away or some couples that are just simply incompatible even after trying to save the marriage, but I just don't have any sympathy for single parents who just thought about sex and not what happens or can happen if you do….

How about these simple guidelines:
1) If you are not married, don’t have sex
2) If you can barely survive on your current salary, you probably shouldn’t have a baby, which means no sex
3) If you have one child from someone and he still won’t marry you or be committed, you probably shouldn’t have another kid, which means no sex
4) If your first child was a “mistake”, you should learn from that “mistake” and not do it again, which means no sex

Beef: You're trying to close the barn door after the horse has run away. This advice was framed specifically for single parents, most (not all) of whom are smart enough not to have another kid if they are struggling to make ends meet. The others... well, they're not likely to be reading a blog on how to save money and live responsibly, are they?

8. Reduce expenses. Reduce or cancel your cable plan, cell phone or Internet service, or get the cheapest plan available. This can save you $20 to $100 a month.

This could clearly save you way more than $100 a month. For example:
(1) Downgrade from typical digital cable to rabbit ears: $50 to $60 a month.
(2) Reduce A/C and heating expenses by playing with thermostat a bit -- at least 10% to 20% of your electrical bill, maybe $20/month would be typical.
(3) Eat out twice a week instead of three times a week -- save $60/mo for you and your kid.
(4) Pack yourself lunches for work two days a week instead of going to McDonalds -- save $40/month

There, you already saved nearly $200 a month and you're just getting started.

Anitra - Good comment! I was just releasing some frustration!

Don't forget if you're disciplined enough with your spending, credit cards can save you some money too on particular products including gas!

The best way is to not become a single parent in the first place. Obviously this is impossible since your spouse could have died. But if it is your choice, for instance, you divorced your spouse because of "irreconcilible differences", your misfortune is deserved.

Susan.... I likes u

Instead of articles trying to help people after they've severely screwed up (no pun intended), how about some articles on the high financial toll takes on divorce and out of wedlock births?

Anitra: the real case of the "horse leaving the barn" is the 1 out of 3 kids born out of wedlock in this country. Articles on the financial impact of having children out of wedlock are rarely seen in the mainstream media. Instead, the mainstream media just assumes 1 out of 3 kids being born out of wedlock and a 40% to 50% divorce rate is "normal" and inevitable.

mysticaltyger: I agree with you. Our society doesn't encourage the thinking through of the consequences before one acts.

Divorce and its effect on children is a tricky thing. From everything I've seen and experienced, I'd say that it's emotionally easier for kids if their parents divorce early, rather than dragging out a long messy process or waiting for the kids to "grow up enough" before splitting ways. But it's certainly easier to get by financially in a household with two parents than with only one.

And unfortunately, divorced parents is a fact of life for over half of "Generation Y".

I completely agree with Susan, Anitra, mystical, and beef. If you don't want to be a single parent, don't have a child out of wedlock. Problem solved.

Anitra: I'm not against the option to divorce per se. Divorce often is the lesser of two evils for everyone....but I am saying that I believe a fair number of marriages that end in divorce could be salvaged.

first thing the single parents i know should do is stop smoking will save at least 50.00/month next is don't eat out at all and last don't use alchol or pills or weed.

Well, I'm glad I didn't come upon this vile bunch of dictators in a dark ally. I'm sure they're just a joy in person.

Here's what I have to say. I am a single parent by choice. By "choice" I mean that I didn't get divorced, I've never been married, and I didn't get knocked up. I adopted a child as a single, hetrosexual female. I'm not on social assistance. I own a home. I have a good job that allows me a lot of flexibility in my hours and working from home and it when I brought my beautiful 4 year old home it took her off the tax payers purse. You can thank me later for that. I could have had a life of travel, nice cars, and expensive shoes, but I gave it up for love and I don't regret a second of it even though sometimes I have to deal with crap from people like you when I'm trying to find a way to save a little money for things like trips to Disney.

My mother always said if you can't say something nice, don't say anyting at all. She's been married for 56 years and raised 5 kids. I suggest you take her suggestion.

Amen single momma tiger well spoken

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