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September 10, 2007


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Is there any annual fee on this card?

Easy Finance --

Nope! It's free.

Is there a maximum allowed? My husband and I charge approximately $150K per year between our personal lives and our businesses. Right now we earn airline miles so we travel free and/or first class. But maybe cash is a better deal. Do they have a limit on how much you can earn?

Kim -- I don't think there is a limit, but you could find out easily by calling them.

You may also want to consider a combination strategy as outlined here:

there is no limit and no fee. The only problem is finding places that take AMEX. I have the same card and I love it. My yearly reward was just shy of $700 this year, which was around 1.9%. Of course, the balance is paid off every month so it really is $700 earned. All possible bills are paid with the card, all gas, all groceries. The only places that don't take it are a few restaurants. I usually throw that on my miles card.

The only knock about it is that the payment is in the form of a credit to your card (or is it debit?). I'd rather have the cash, but you put money on that card anyway so the net results are the same.

Thomas --

Good stuff, but with spending like you have, you will probably make more with a dual card strategy (it can earn you up to 2.6%). Check this out:

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