Free Ebook.

Enter your email address:

Delivered by FeedBurner

« MBAs Still Make Sense Today (If Done for the Right Reasons and in the Right Way) | Main | You Don't Have to Make a Fortune to Become Rich »

November 20, 2007


Feed You can follow this conversation by subscribing to the comment feed for this post.

New credit also takes a toll? If you have zero positives, how on earth can you improve your credit score WITHOUT obtaining new credit?

i only check credit score once per year at most, more like every two. although, I get the three free credit reports per year and look at the history to make sure that nothing erroneous/fraudulent is being posted to my credit.

Credit card balance is a debt even if you pay it off (debt during the grace period in that case)!

Why not go to MyFico? Get a 30-day free trial.

New credit and credit applications make you take credit hits, but they drop off after you've had it for a bit.

I just ordered a Washington Mutual card (in August) because they offer free access to my FICO score and a 1% rebate. It is great to be able to log on anytime and get my FICO score for free. They update the score monthly.

I've had a Providian (now WaMu) card for about 6 years and have always known my FICO. I highly suggest a WaMu card, if not for just the simple reason of getting a monthly FICO score.

PS-- Mine has been 812 for 3 months :)

Not only Equifax sells your FICO score. I go onto annualcreditreport.cmo each year and get all 3 of my credits reports free and I pay no more than $8 for each of the credit bureaus FICO scores.

Your credit score impacts if you can be approved for loans and at what interest...

The comments to this entry are closed.

Start a Blog


  • Any information shared on Free Money Finance does not constitute financial advice. The Website is intended to provide general information only and does not attempt to give you advice that relates to your specific circumstances. You are advised to discuss your specific requirements with an independent financial adviser. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. All posts are © 2005-2012, Free Money Finance.