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January 08, 2008


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Have you, or any of your readers, heard of MiOddit? I think it's like Mvelopes, but it's free. The website ( says "it's a free personal financial manager that learns and adapts so that tracking your spending is effortless. You can upload your bank and credit card transactions, categorize them, and get a breakdown of where your money is going." This sounds wonderful, but I'm concerned about uploading my bank info(although I do almost all of my bill paying online, anyway!). I guess the difference is, I know who my bank is and I don't know who this is. If anyone has any info, I'd appreciate it. Thanks!

Jane --

I haven't, but I'm leery of anything where you have to submit your financial details online (even mvelopes.) I'm just not comfortable with someone who I know nothing about having access to my data. That's why I prefer software like Quicken or YNAB.

You guys should check out geezeo. It's a great site to manage all your finances not just your checking/savings accounts, but also your brokerage, mortgage accounts and more. AND it has awesome budgeting tools that keep you on track. Best of all, its FREE!

I've been using GnuCash for several years now and like it. It uses more of a traditional accounting format but I find it easy to use. It's free and available for both linux (which I use) and windows. There is a very active mailing discussion list and extensive online forum. I find more help here than with Quicken, which I used to use.
I have found the "reports" confusing to use, but think that it is because I am still not used to regular accounting terminology.

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