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December 19, 2008


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I view much of this stuff with deep skepticism. My IQ was measured at 120, I had top five percent grades (3.9 GPA) and test scores (SAT 1300+ early 1970s) and my lifetime income is in the tank.

I am a past-negative who never really had a "high watermark" whatever that is.

By the time I graduated high school, I had saved up over $4,000 (~$20K in today's dollars) and blew it all on college.

So much for future orientation!

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