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September 30, 2009


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We use defensive mechanisms (read: excuses) like this for other areas of our life like weight management, medical decisions, etc. Once we realize these are just excuses, and we are trying to give ourselves a justification for our inaction, then we can begin to rectify the situation.

Even if one garners a basic understanding in finance, they will reap huge rewards. They may find higher interest bearing accounts or find ways to save money. Maybe they will re-do their insurance to save money. This also bodes well so they can avoid being sold useless products by brokers and insurance agents.

Actually, I am painfully aware of my finances, so much so that my awareness leads to stress, worry, and sleepness nights.

Another one is: "I'll get started tomorrow". That delay ruins one of the greatest benefits- the compounding effect of time on money.

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