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January 27, 2010


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Get the new lawnmower... friend had his for 20 years, slipped one day, chopped off his big toe because the mower didnt have an auto shut off/safety features of modern mowers.

I'm kind of bummed that most of the recession discounts are gone now. Luckily, I've gotten pretty much all that I wanted and was on sale.

Looks like it's time to bust out the work gloves!

You can do a lot of those additions yourself for a fraction of the cost. Get the kids involved for a family affair.

As for the lawn mower, check out consumer reports, they have ratings for those.

Paying it from cash flow is the best way to go no annoying bills a month later in your mailbox

I want a '27 iMac, I also plan to purchase it from my current income. We also remodel the guest bathroon with cash. The best feeling :)

We have a list of things we want and are slowly making our way through as well.

Three years ago we got the Wii (my Christmas gift to my hubby the day after Christmas after stalking a Gamestop for 2 months and one of the employees taking pity on me).

Two years ago we got our 47" LCD TV and corner entertainment unit ($1800). We also had wood laminate installed throughout our bottom floor instead of carpet ($2200), repainted the bottom floor ($200), and replaced a few fixtures ($200). My hubby got me a pretty Cherry curio cabinet ($225). We also landscaped the front yard a bit ($125 and two really sweaty weekends).

Last year we purchased our bedroom set and Tempurpedic mattress ($6000). I still cringe at the price, but my husband hasn't had back pain since we made the purchase. He also is in love with our bedroom set (dark, solid wood...masculine-looking). He's happy enough that I try to see past the price...I never cringe around him. :-)

This year we only plan to hunt down a few matching book shelves and a hobby table for the guest bedroom/library/hobby room.

I want to recarpet the second floor and repaint the rest of the house, but I haven't put a target date on that...the cost/benefit analysis in my head says that it just isn't that important. :-)

We never pay interest on any of these purchases. We also have emergency fund accounts for the home and cars in case something unexpected pops up.

I like having lists of fun stuff to buy since we spend so much of our energy simply saving for retirement...being able to splurge once in a while is necessary for us.

I was rooting for y'all to have a great family vacation...hope it happens sometime this year. :-)

I think having a list of big purchase items that you're looking to buy is a fabulous idea. Not only does it give you specific goals to save towards, but you can plan for them. Know that you'll need a new furnace within the next couple years? Set aside just $25 dollars a paycheck and you'll be well on your way to saving up for the big purchase.

It's important to remember the reason why we work so hard to save money and being frugal is with the ultimate goal of being able to enjoy what money provides us.

Just as a noe, you may want to go ahead and get a Netflix subscription if you don't already have one, instead of going to Blockbuster. You can stream some movies and tv shows through the Wii (and I believe the PS3 as well), which gives you more bang for the buck than blockbuster rentals.

Netflix streams through the Wii? I knew that it worked with a PS3 or an Xbox, but I didn't think it would work with our Wii. That would be fantastic!

Look into Snapper for your lawn mower. A bit more expensive than the Craftsman mowers but better built (e.g. solid steel axle for front wheels vs the wheels just bolted onto the frame).

I get in those moods occasionally. But you have to remember to take it easy on the purchasing, lest you run up too much debt.

I went to a small, liberal arts college and because of our mission and types of degrees, many of our students went into seminary, public service, non-profits, NGOs, social work, education, and other types of service degrees.

I'd also say that these are some of the smartest people I've met and people who serve as leaders with a good sense of asking the right questions. They won't make a ton of money and that's OK with them. If they do make a lot of money it will be because they became a leader by the qualities that were built up by the community around them.

I'd rather be happy with my calling, my life, and my family than make money to retire early (if I even get a chance in life to make it that far).

In other words, what isn't in those studies is a good sense of the community that a young adult will spend 4+ years in. What qualities will be developed there? What do students think of their peers? What do they think of faculty? Who has inspired them? Those are the real questions to ask.

Nate: What are you talking about? lol

Ha. So, the above comment I made obviously doesn't go with this post. Sorry!

To make up for it:
I'd agree on the Snapper for the mower. I have two (riding and push). Both are OHV engines and they run super nicely. Very easy to maintain on your own as well.

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