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February 10, 2010


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I agree that it is very important to have a specific goal in mind when trying to save. It truly motivates a person to make sacrifices in order to achieve it. Without a specific goal it is almost impossible to save for most people.

Just keep in mind the new "balance" point may be *considerably* lower than what you previously were acustom to.

We're struggling a lot with our goals when it comes to saying 'no' to the kids' requests. I have to admit to spoiling them w/clothes, 'goodies' at the grocery store, fast food on occasion, and a little extra spending $ for the movie nights and field trip souvenirs.

It's all changed and I think they're feeling some resentment.

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