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February 24, 2010


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This article hit all of the really important points from my viewpoint.

Wealth is definitely not about having the ability to keep buying expensive toys - it's about having security in a very dangerous world. It's also about being free of debt by the time you retire. It's about owning your own home. There's and old saying that I grew up with that says, "An Englishman's home is his Castle". Owning your own home provides you with privacy, which is very important as you grow older. It also means you are not at the mercy of landlords, and at least where I live, property taxes are well controlled, so you can feel extremely secure in the second most important thing in your life, which is your home.

Now for the most important thing in your life, and I can't emphasize this more. It's something I have harped on about frequently. You need to be in a solid relationship with another human being. That provides companionship, friendship, encouragement, happiness, intellectual stimulation, and someone that will cheer you up if you feel down and care for you if you don't feel well. The really great experiences in life are always greatly enhanced when you can share them with someone that you care deeply about.

When you have known another person for a great many years and have shared your journey through life with that person, you have something that is priceless. You have unlimited memories, and one quirk that our brains have is that we tend to only remember the good and pleasurable experiences and forget those that were not. With that person, you are never at a loss for words, there are always common and very happy experiences that can be shared, and you are always happy to see them.

Having a good relationship with your children becomes especially satisfying as they grow up, marry, go off into the world, have their own children, and live their lives with the same values that you taught them. Thanks to modern communications, even when they live hundreds, or thousands, of miles away you can stay in touch and remain part of their life.

Yes! There is so much more to life than money, but money is essential for providing the security that can protect you in your time of need. We have had a lot of rain recently and on TV there have been pictures of the poor unfortunates that have to sleep under bridges, hang out in libraries, and keep everything they own in a shopping cart. There are plenty of reasons all around us today why we need to build wealth and to build a good relationship with someone that you care about.

Though I believe that the pursuit of financial independence is quite important, I have to disagree with the worldview presented by these authors. FMF, I’m quite surprised that you would have a guest post by anyone who would cite Maslow. His work is the very antithesis of a Christian perspective. The idea of self-actualization is as far from Christianity as the east is from the west. I ask you to reconsider posting any subsequent parts of this series.

Jeff --

As for your comment, my thoughts:

1. I'm sorry, I don't see where the authors mention self-actualization. Can you point that out to me?

2. I don't see where this article has anything negative to say about Christianity.

3. The general principles as well as the topic discussed relate to FINANCES, not to Christianity.

4. Is our faith so fragile that -- even if this post did challenge it (which it does in no way IMO) -- we can't see what the author is saying and learn from it?

5. If I stopped running every post/topic that someone had an objection to, this blog would cease to exist.

6. If you do not like a post (or series of posts), you can feel free to skip them. As such, you may want to push past the couple more in this series that will post in the next two days.

7. While I disagree with some guest authors and their take on the world, I still publish their personal finance pieces. I think they offer some valuable insights -- some that make our own opinions even stronger. I do not publish pieces that disparage Christianity (which this one does not IMO), nor any other religion for that matter.

8. Personally, I think you're reading a bit too much into this post. The mere mention of Maslow with no citing of Christianity has you upset. You inserted your own personal feelings into the piece and thus view it negatively. Of course you're free to do this, but if you really re-read it and take it at face value, I think you'll see that it's fine.

Wow. If I were Denise, I'd stop coming to Christmas at my dad's house. And a few other holidays/occasions as well. Even if she wasn't involved with the family business, why flaunt these "gifts" in front of her. I wonder how her brothers felt? Dysfunctional.

You are absolutely right. It is totally classless to embarass your children by brazenly rewarding the sons that are part of your successful family business while ignoring the daughter completely just because she is not. What kind of example is that setting?

As you know, I am an atheist, but one that respects all of the major religions. I didn't see anything in this topic that pertained to religion and thought the topic was right on target. I will look forward to reading the other parts that follow.

Hog wash.

Money "stress" comes from bills with bigger digits than the pay check.

And in this economy, especially in the last 12 months or so, that's happening all too frequently.

The source of the bills hasn't change - same telephone, same heat, same electric, same food, etc - but the amounts are going up and the pay isn't there to match it (muchless exceed it).

That's stress!


Great excerpt from a great book. Money = stress...especially when you don't have enough money.

A new excerpt was just posted the other day. These stories make me cringe, I would never wish these scenarios on my worst enemies.

Per the human givens institute, in part,

"In terms of the history of where our knowledge about human needs comes from, there has been a distinguished cast of contributors, going right back to ancient times. More recently William James, Sigmund Freud and Alfred Adler explored human needs, and there was an outstanding contribution by Abraham Maslow, the pioneer of humanistic psychology, who first talked about a hierarchy of needs.[1] It was Abraham Maslow who introduced the idea that, until basic needs are met, people can't engage with questions of meaning and spirituality — what he calls selfactualisation."

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