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« Eight Money Missteps that Can Really Hurt You Financially | Main | The Top Five Unexpected Costs of Retirement »

June 03, 2010


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Refinancing your home sounds great, but too many folks are upside down today to the point they can't do it.

I laugh at articles like this because they're always the same - cut the big stuff. Um, duh. The trick is having the mindset to actually save the money you don't spend as opposed to spending it on something else...

I'd add:

4: Don't take expensive "destination" vacations every year. Stay with friends/relatives or do a "staycation". Do the expensive thing only every 5 or 10 years if you can afford it.

5: Don't have an expensive wedding--elope.

i think in regards to transportation the tip should be, " downsize from your luxury car to a midsize sedan". the days of the car being a status symbol are coming to an end as people realize its a waste to spend 20%+ of their monthly income on transportation. we should promote public transportation, carpooling, and more efficient cars, not checking insurance and performing routine maintenance.

Ya it's true that "we should save bigger "and "spend lesser" .But i think that doing this we should enjoy too or our time 'll go only in saving money

I've got to really work on eating more at home. Maybe part of this should be learning how to be a better cook, because even if I have leftovers in the fridge, I still want to stop at my local Italian deli for some quick food that's more delicious than anything I could prepare by myself. Plus, I don't know what I would do without pizza night at least once a week, especially during the NBA playoffs. That's the worst splurging for me.

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