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July 19, 2010


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Filling up free time is more of a challenge in retirement I think than most people realize. I am surprised to find a number of my clients a bit unhappy in retirement because they lack outside interests. Their job was their whole life. One way I think to counter this a bit is to stay up with the technology. Those I find using Facebook etc. and setting up family blogs are enjoying retirement more.

Seems to me that most of the questions on the list are tactical questions that help answer the major question: can I afford to retire? What's most critical is being able to tie all the answers together so you can see how your cash flow will look as you progress through retirement, and how long your money will last.

I agree that affordability has to be the most important question. If one has planned well and carefully, retirement should not be an issue.

These are all good questions. For someone as young as I am though (under 30) I wonder when I really need to start thinking about them? Probably not for another 10-15 years at least. Right now I am more concerned about just getting my debt paid off and getting ready to have children (although everyone says you are never ready which I'm sure is the case).

I am of course saving for our retirement but beyond that not thinking much about it since it is so far away.

i am not at all ready to retire but if i ever have to, i want to retire in boka with a few million in all sorts of passive ivnestments. Beyond that i never think of retirement

I'm already ready to retire mentally...just have to wait the 25 years for our funds to catch up, lol. As for getting bored in retirement, I think that only happens if you let it. I volunteer in some of my free time now and I hope to be healthy enought o volunteer full time when I retire. My husband and I also have much older friends, so they'll be retired when we are as well. We hope to have a bunch of meetups and travelling plans.

Retirement...Will it exist for the Generation Y? Who knows.

Take Social Security at 62. You don't know how long you will live.

Ah- If you wait until you have "enough money" to retire- you never will.
I love retirement.

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