Cavalcade of Risk

Welcome to the latest edition of  the Cavalcade of Risk, the blog carnival focused on insurance and managing your financial risks. Here are this week's group of submissions along with the author's summary of each post:  

• Why Your Credit Score Affects Your Insurance Rates - Car insurance, life insurance, homeowner’s and renter’s insurance – you name it, and your credit score probably has a pretty big effect on it.
• Are You Really Buying Insurance? - Traditionally, small to mid-sized businesses have offered group health benefits to their workforce by utilizing insurance carriers. During the last decade, consolidation in the market has resulted in fewer carriers within the insurance industry, limiting the choice for the employer.
• Insurance Strategies for Small Business Owners - There are many different types of insurance small business owners need to consider. If you are a small business owner you need to read this article.
• Primary Insurance Amount – What Exactly Is It? - This article tells your what a Primary Insurance Amount is and how it is figured.
• Snow Insurance? Be Sure to Manage Weather Risks - With bad winter weather - and it's aftermath - a common occurence in many parts of the country, it's important to assess risks and manage insurance coverage accordingly.
• Value-Based Insurance Design - Does value-based insurance work? The Healthcare Economist reviews some recent studies and discusses a key resource for researchers interested in value-based insurance design.
• Obamacare is a Bust - InsureBlog reports on the latest numbers from ObamaCare's efforts to help reduce the number of uninsureds, a truly risky proposition.
• Hedging Your Stock Investments: The Basics - Manage your market risks with hedging strategies.
• TRICARE Prime Benefits Enrollment Fee Increases Coming Your Way Soon - Many military retirees who rely on TRICARE Prime for health insurance will soon see higher TRICARE enrollment fees. This article explains the details regarding when to expect the rate hikes, and how much.
• A Risky Proposition With Colorado Senate Bill 6 - Colorado Senator Kevin Lundberg (R, Berthoud) has introduced Senate Bill 6, which would introduce an element of free market enterprise into the state’s Medicaid program for the elderly.  Basically, SB6 would allow seniors who qualify for Medicaid to opt out of the traditional Medicaid program to instead receive 70% of their expected benefit amount, to be used for health care services at a provider of their choice. 
• Credit Card Car Rental Insurance - If you were counting on your credit card car rental insurance to protect you, it would be a wise idea to reconsider.

Posts with No Summaries

• What is Private Mortgage Insurance?
• What is Title Insurance and Why Do We Need It?
• Growing Globally? Travel Assistance Insurance Coverage Is a Must | Risk Management for the 21st Century

Comments

[Henry Stern, LUTCF, CBC]

Super debut, FMF!!

Thanks for hosting this week's Cav - and for keeping it simple and easy to follow.

[Squirrelers]

Thanks for including my submission. There are some good reads here.