Comments on How to Have More than Enough Saved for RetirementTypePad2012-04-23T18:19:53ZNAhttps://www.freemoneyfinance.com/tag:typepad.com,2003:https://www.freemoneyfinance.com/2012/05/how-to-have-more-than-enough-saved-for-retirement/comments/atom.xml/Lance @ Money Life and More commented on 'How to Have More than Enough Saved for Retirement'tag:typepad.com,2003:6a00d83451bcbd69e20163052495bd970d2012-05-04T02:11:10Z2012-05-04T02:11:10ZLance @ Money Life and Morehttp://www.moneylifeandmore.comI put a lot away for retirement and follow a lot of what this post says. I put 1/2 to...<p>I put a lot away for retirement and follow a lot of what this post says. I put 1/2 to my whole raise to retirement depending on the year. I am now up to 21% post tax into Roth 401(k) and Roth IRA and that doesn't include my employer's 4% non-roth match. I think this will really set me up well and hope others my age (mid twenties) can catch on while their expenses are low and they have time on their side. I attribute a lot of my success to reading many PF blogs throughout high school and college.</p>Christa commented on 'How to Have More than Enough Saved for Retirement'tag:typepad.com,2003:6a00d83451bcbd69e201676612ba09970b2012-05-03T16:16:28Z2012-05-03T16:16:28ZChristahttp://www.momvesting.comI wish my youth was spent more mindfully. I always invested in a 401(k) at the company match -- but...<p>I wish my youth was spent more mindfully. I always invested in a 401(k) at the company match -- but only after the mistake of working 3 years without investing at my first job. I missed out on investing thousands by ignoring the 401(k) opportunity the first 3 years. </p>Old Limey commented on 'How to Have More than Enough Saved for Retirement'tag:typepad.com,2003:6a00d83451bcbd69e20168eb14d504970c2012-05-03T16:07:39Z2012-05-03T16:07:39ZOld LimeyGet really comfortable with using the words, "I can't afford it". Too many successful young people have a burning desire...<p>Get really comfortable with using the words, "I can't afford it".</p>
<p>Too many successful young people have a burning desire to possess things that they cannot really afford so they squander their future by buying them anyway, primarily to impress their peer group.</p>
<p>Examples from a group of 45-55 year olds that my youngest (very frugal) daughter is now part of:<br />
Flashy automobiles<br />
$100K Country Club and golf club memberships, expensive wines<br />
Private schools and out of state universities for their kids<br />
5 br, 5ba, 4500sf homes with expensive furnishings and landscaping, and in gated communities.</p>
<p>This is how the "Want it all now" high income, hi-tech generation like to live.<br />
</p>Matt commented on 'How to Have More than Enough Saved for Retirement'tag:typepad.com,2003:6a00d83451bcbd69e20163051eca8a970d2012-05-03T15:18:54Z2012-05-03T15:18:54ZMatt401k match? What is that? Oh yeah something my employer did before the Great Recession.<p>401k match? What is that? </p>
<p>Oh yeah something my employer did before the Great Recession.</p>